Check out the following financing options, and submit an application to all the options for which you are eligible.

1. Canadian government student loans for:
   1. Ontario residents – Canadian citizens and permanent residents who are also residents of Ontario can now submit OSAP applications for the 2018-19 academic year. The 2018-19 Ontario Student Assistance Program (OSAP) application is now available at https://www.ontario.ca/page/osap-ontario-student-assistance-program 
   2. Residents from other provinces – Canadian citizens and permanent residents who are residents of other provinces are also eligible to apply for government student financial assistance. Students from other provinces apply through their home province. For a list of each Provincial Loan Program please visit the University of Toronto’s Enrolment Services website at http://www.future.utoronto.ca/finances/financial-aid/osap-and-other-government-aid

2. Loans for US citizens/permanent residents – American citizens or permanent residents who would like to apply for alternative/private US loans to fund their MBA program at Rotman can get more information at this University of Toronto website: http://www.future.utoronto.ca/finances/financial-aid/other-loans-and-student-lines-credit

3. Professional Student Loan Plans – Both Canadian citizens/permanent residents and international students can apply for student lines of credit with the Bank of Montreal or the Royal Bank of Canada. Detailed information as well as the application process for PSLP loans can be found on RWorld, in the Financial Aid & Scholarships section.

4. Check out this list of funding options by country.

To help you determine your expenses (tuition and living), and the funds you already have in place to cover these expenses, use the Financial Guarantee & Support Statement (FGSS) as your budgeting tool. It will help you figure out any shortfall that you may have, which will allow you to brainstorm other sources of funding that you can tap into.

A paper version of the FGSS was included in the Financing Your MBA document in your admission offer package. A fillable PDF is also available on RWorld in the Forms section.

Once you have completed your FGSS, submit it to the Program Services Office. It will be reviewed, and you will be contacted if there are any questions regarding your funding and expenses.

Deadline to submit the FGSS is Monday, July 9, 2018.